rates

HOME EQUITY RATES

Product Terms APR
Home Equity Lines of Credit* 4.25% – 6.125%
*Home Equity Line of Credit: Rates are tied to Wall Street Journal Prime Lending Rate and are subject to change monthly. Prime rate as of 3/16/2017 is 4%. Current margins range from 0.25% to 2.125% with rates ranging from 4.25% to 6.125%. Your APR will be based on the specific characteristics of your credit transaction, including evaluation of credit history, CLTV, property type and amount of credit. Rate will not exceed a maximum APR of 18%. For example, closing costs on a $50,000 home equity line of credit could range from $317 to $568. Offer applies to owner-occupied properties of one or two units only and is subject to change.

CONSUMER LOANS

Call an AIBM banker for current rates.

CHECKING/SAVINGS

No Minimum Balance to Obtain APY

Product Minimum Opening Deposit Interest Rate APY
Investors Checking Plus* $100.00 0.50% 0.50%
Basic Savings Account* $100.00 0.60% 0.60%
Investors Premier Business Savings* $100.00 0.70% 0.70%
Green Savings Account* $100.00 0.70% 0.70%
Legacy Savings Account* Not available for new accounts 0.80% 0.80%

CERTIFICATES OF DEPOSIT**

$500.00 Minimum Balance to Obtain APY

Product Minimum Opening Deposit Interest Rate APY
6 Month*** $500.00 1.00% 1.00%
12 Month*** $500.00 1.20% 1.20%
18 Month $500.00 0.60% 0.60%
24 Month $500.00 0.70% 0.70%
36 Month $500.00 0.90% 0.90%
48 Month
60 Month
$500.00
$500.00
1.10%
1.20%
1.10%
1.20%
*No tiers. Rate paid on entire balance. The interest rate and annual percentage yield may change after account opening. Rates are subject to change. Fees could reduce the earnings on the account. Interest rates and Annual Percentage Yields (APY) are current as of 3/13/2017.

 

**Early withdrawal penalty: 12 months and under – 3 months of interest 18 months and up – 6 months of interest.

***6 Month CD Special must be new money and opened March 31, 2017 to earn APY.