• $100 to open
• Earn interest on average monthly collected balance of $1000 or more
• No monthly service fee
• Free standard checks or $5 credit on your choice of custom checks
• Surcharge-free ATM usage at designated machines
• Free online banking
• Free Visa® Checkcard
• Free monthly check images with statement
• Overdraft Protection available
• FDIC insured

• $100 to open
• No monthly fee
• Account allows 200 transactions (including checks paid, transfers, debit card transactions, deposit transactions, deposited items, withdrawals) per month and an over-transaction fee of 25 cents per item in excess of limit.
• Free online banking
• Free VisaŽ Checkcard
• Free monthly check images with statement
• FDIC insured

*Current interest rate of 1.98% and Annual Percentage Yield (APY) of 2.00%. Minimum opening deposit of $100. Minimum average balance of $1000 required to earn APY. Fees may reduce earnings. Interest rates and Annual Percentage Yields are current as of 8/11/2008 and are subject to change.

**Rates shown are accurate as of 8/11/2008 and are averages from three competitive financial institutions in the same region. Average Annual Percentage Yield (APY) was 0.733% for money market accounts and 0.1% for checking accounts. All information subject to change. Check with individual institutions for most current rates.